Student Cards
First cards designed for students with no credit history.
Frequently Asked Questions
Can students get a credit card with no income?
Many student cards accept part-time income, parental allowances, or financial aid as income. Some require a co-signer. Secured student cards require no income verification — just a deposit. Start there if you have no income source to declare.
What credit card is best for a first-time student?
A no-annual-fee student card with a low credit limit and a straightforward rewards structure is ideal for first-time users. The limit being low is a feature, not a bug — it limits how much damage a mistake can do while you are learning.
How does a student credit card help after graduation?
Every month of on-time payment history builds your credit score. By graduation, consistent use of a student card gives you a 2–4 year credit history, which translates to better rates on car loans, mortgages, and premium card applications when you start working.