Cards open where you live.
Pick your region and see the cards we hold that state coverage there — with the fees we have on record on the back.
The atlas
1 held card states coverage in Worldwide- WiseHold and convert 40+ currencies at the real mid-market exchange rate.Stated coverage WorldwideSee terms ↗ (opens in a new tab, affiliate link)
Coverage is the footprint each provider states, as we have it on record — not a promise that you will be accepted. Check eligibility on the provider's own page before you apply. Sponsored links.
What should the card do for you?
Credit is subject to status and the issuer's own checks. Coverage lines are the footprint each provider states, as we have it on record — confirm eligibility on the provider's own page before you apply. We may earn a commission when you apply through our links, at no extra cost to you; it never changes which card we pick.
Sponsored · Wise
Stop losing money to FX fees
Hold 40+ currencies at the real exchange rate.
NorwegianSpark earns a commission when you sign up — at no extra cost to you. Wise and similar payment institutions are regulated money-transfer services, not investments.
Money tools for global cardholders
We research multi-currency accounts, crypto-card products, and business-spend platforms alongside the credit cards we cover. These are the tools we rate most highly. Affiliate links disclosed.
Multi-currencyWise Multi-Currency Account
Hold and convert 40+ currencies at the real mid-market exchange rate.
Open a Wise account →
BusinessAirwallex Business
Multi-currency business accounts and cards with low-margin FX.
See Airwallex →
Crypto CardCOCA Card
A non-custodial crypto Visa with a EUR IBAN — you keep your own keys and spend stablecoin balances directly.
Get the COCA Card →
Crypto CreditNexo Card
Crypto-backed credit line and card with cashback in supported regions.
Apply for Nexo →
Buy & Spend CryptoCoinbase
Buy 200+ assets on a publicly-listed US exchange, then spend everyday with the Coinbase Card.
Open Coinbase →
Education365 Financial Analyst
Certification track for credit and risk professionals.
Start the program →
Build CreditKovo
An installment product that reports payment history to the credit bureaus — no hard credit pull to start.
Start with Kovo →Looking for our credit-card reviews? See the Journal for cashback, travel, business, and student card guides, or run the numbers yourself with the card tools and calculators.
Fintech & money tools we link to
The platforms below are live partners — clicking through helps support our work at no extra cost to you. Affiliate links disclosed.
Gift Cards / US
Business Payments
Business PaymentsMelio
Pay business bills and suppliers by card, even where cards aren't normally accepted. Subject to card network limitations; card fee applies.
Visit Melio →Business PaymentsAirwallex
Multi-currency business accounts and cards with low-margin FX.
Visit Airwallex →
Business PaymentsSumUp
Card readers, POS and a business account for sole traders and SMEs across the EEA.
Visit SumUp →
Business PaymentsVivid Business
Business account with cards and cashback for European companies and freelancers.
Visit Vivid Business →
Business PaymentsWallester
Corporate cards and real-time expense management for businesses (B2B).
Visit Wallester →Earn / Rewards
Credit Building
Crypto Card
Investing
Gift Cards
Gift CardsGiftcards.com
Visa, Mastercard and major-brand gift cards from a US gift-card marketplace.
Visit Giftcards.com →
Gift CardsGiftz
Digital gift cards for hundreds of brands from an Australian marketplace, priced in AUD.
Visit Giftz →
Gift CardsGiftcards.ca
Visa, Mastercard and major-brand gift cards from a Canadian marketplace, priced in CAD.
Visit Giftcards.ca →FX / Multi-currency
Short-term Loans
Short-term LoansFerratum
Ferratum Fleksikreditt, a high-cost revolving credit line (Norway). Ferratum's own representative example, read 10 October 2026: 48.17% effective rate (APR), NOK 25,000 over 12 months, 39.97% nominal rate, cost NOK 5,412.27, total NOK 30,412.27. Borrow only what you can repay and confirm full terms with the lender before applying. Listed for completeness; not a recommendation.
Visit Ferratum →Short-term LoansFerratum (Sweden)
High-cost credit account (Sweden). Ferratum's own warning: “Att låna kostar pengar!” (Borrowing costs money.) Ferratum's own representative example, read 10 October 2026: SEK 23,000 repaid in 12 monthly instalments, 37.68% effective rate (APR), 21.9999735% variable nominal rate, SEK 565 arrangement fee and SEK 59 monthly account fee, total repayable SEK 27,013.83. Borrow only what you can repay and confirm full terms with the lender before applying. Listed for completeness; not a recommendation.
Visit Ferratum (Sweden) →Cards we recommend
| Card | Type | Get |
|---|---|---|
| Nexo Card | Crypto Credit | Visit Nexo Card → |
| Coinbase | Crypto | Visit Coinbase → |
| Wise | Multi-currency | Visit Wise → |
| COCA | Fintech Card | Visit COCA → |
| Vivid | Business Card | Visit Vivid → |
Not financial advice. GlobeCreditCards may earn a commission when you sign up through our links, at no extra cost to you. Card terms, APR and rewards change — always confirm current details on the issuer's site. 18+.
Sponsored · Airwallex
Get paid locally in 20+ currencies
Multi-currency accounts, virtual cards and FX at 0.5% over interbank on major pairs — built for cross-border SMEs and online sellers.
NorwegianSpark earns a commission when you sign up — at no extra cost to you. Wise and similar payment institutions are regulated money-transfer services, not investments.
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Earn Bitcoin rewards or spend with crypto-backed credit lines.
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International Cards
Getting and using a card in a country that is not your own — access, documents, and local rules.
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Expert Guides
In-depth comparisons and advice from our team.
Best Business Credit Cards for Startups: What a New Company Can Actually Get
Most business card content is written for established companies. This is for startups: founders managing cash flow, building credit, and separating personal from business expenses.
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Best Travel Credit Cards 2026: Named Cards and the FX Costs That Decide Value
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Cards With No Foreign Transaction Fees: What 0% Covers, and What It Doesn't
A 3% foreign transaction fee sounds small. On a $5,000 trip it is $150 gone. We break down the best cards that eliminate this hidden travel tax entirely.
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How to Maximise Credit Card Points for Travel: A Step-by-Step System
Travel rewards are not complicated — but most people leave most of the value on the table. Here is a practical system that actually works.
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Best Cashback Credit Cards 2026: Flat-Rate, Tiered and Rotating Compared
Cashback cards are the most honest form of rewards — what you earn, you keep. Here is how flat-rate, tiered and rotating-category cashback differ, and how to pick the structure that fits your spending.
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How to Build Credit From Scratch: A 12-Month Plan Starting From Zero
Starting from zero credit is not a disadvantage — it is a clean slate. Here is a month-by-month plan for building a solid credit profile in your first year.
12 min readWhy Trust GlobeCreditCards?
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Full Disclosure
Every affiliate link is clearly disclosed. Transparency is non-negotiable.
Real Advice
From a career-changer from the trades — not bankers.
Thomas Lovas Lokoy — NorwegianSpark founder
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